Real-time Bank Information

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Source:Hong Kong Monetary Authority
Bank Mortgage Plan Mortgage Offer Mortgage Rebate
Prime-based Mortgage Plan Residential Properties: as low as P-2.25% to 1.75% (P is the Bank's HKD Best Lending Rate) Subject to Bank's prevailing promotional offer
HIBOR Mortgage Plan Residential Properties as low as H+1.3% to 1.5%, cap at P-2.25% to 1.75% (H is the Hong Kong Interbank Offered Rate (HIBOR) and P is the Bank's HKD Best Lending Rate) Subject to Bank's prevailing promotional offer
Mortgage Insurance Programme Residential Properties HIBOR Mortgage Plan: as low as H+1.3% to 1.5%, cap at P-2.25% to 1.75% Prime-based Mortgage Plan: P-2.25% to 1.75% (H is the Hong Kong Interbank Offered Rate (HIBOR) and P is the Bank's HKD Best Lending Rate) Subject to Bank's prevailing promotional offer
Government Housing Scheme Mortgage Plan as low as P-2.25% to 1.75% (P is the Bank's HKD Best Lending Rate) Subject to Bank's prevailing promotional offer
'Smart' Mortgage Scheme Residential Properties as low as H+1.3% to 1.5%, cap at P-2.25% to 1.75% Prime-based Mortgage Plan: as low as P-2.25% to 1.75% (H is the Hong Kong Interbank Offered Rate (HIBOR) and P is the Bank's HKD Best Lending Rate) Subject to Bank's prevailing promotional offer
'All-You-Want' Mortgage Scheme Residential Properties as low as H+1.3% to 1.5%, cap at P-2.25% to 1.75% Prime-based Mortgage Plan: as low as P-2.25% to 1.75% (H is the Hong Kong Interbank Offered Rate (HIBOR) and P is the Bank's HKD Best Lending Rate) Subject to Bank's prevailing promotional offer
Bridging Loan as low as P-2.25% to 1.75% (P is the Bank's HKD Best Lending Rate) Subject to Bank's prevailing promotional offer
Mortgage Refinancing/ Mortgage Refinancing with Top-up/Mortgage Top-up Services Residential Properties as low as H+1.3% to 1.5%, cap at P-2.25% to 1.75% Prime-based Mortgage Plan: as low as P-2.25% to 1.75% (H is the Hong Kong Interbank Offered Rate (HIBOR) and P is the Bank's HKD Best Lending Rate) Subject to Bank's prevailing promotional offer
Reverse Mortgage Programme P-2.5% (P is the Hong Kong Prime Rate quoted by The Hong Kong Mortgage Corporation Limited (HKMC) Subject to Bank's prevailing promotional offer
Prime deposit-linked mortgage Prime - 2.75% --
Prime-based mortgage Prime - 2.75% --
HIBOR mortgage HIBOR+1.5% (Cap at P-2.75%) --
HIBOR deposit-linked Mortgage HIBOR+1.5% (Cap at P-2.75%) --
90% mortgage HIBOR+1.5% (Cap at P-2.75%)/ Prime-2.75% --
Home smart mortgage Prime - 2.75% --
Advance on mortgage / Property Refinancing service HIBOR+1.5% (Cap at P-2.75%)/ Prime-2.75% --
HighAdvance Mortgage Interest Rate: For HIBOR Plan: as low as H+1.40%, cap at P-1.75%. For Best Lending Rate Plan: as low as P-1.75%. (H and P refer to HIBOR and Best Lending Rate quoted by HSBC respectively.) Cash Rebate:
Government Housing Schemes Interest Rate: For HIBOR Plan: as low as H+1.40%, cap at P-1.75%. For Best Lending Rate Plan: as low as P-1.75%. (H and P refer to HIBOR and Best Lending Rate quoted by HSBC respectively.) Cash Rebate:
Home Mortgage Loan Interest Rate: For HIBOR Plan: as low as H+1.40%, cap at P-1.75%. For Best Lending Rate Plan: as low as P-1.75%. (H and P refer to HIBOR and Best Lending Rate quoted by HSBC respectively.) Cash Rebate:
Green Mortgage Plan As low as HIBOR+1.4%, cap P-2.25%, whichever is lower choice of Deposit Linked Mortgage Case-by-case
Up to 0.5% Cash Rebate or combo of Asia Miles
Up to 90% LTV Mortgage Insurance Programme As low as HIBOR+1.4%, cap P-2.25% or Prime-2.25%; choice of HIBOR or Prime Deposit Linked Mortgage Case-by-case
Prime based Mortgage Plan As low as Prime -2.25%, choice of Deposit Linked Mortgage Case-by-case
HIBOR Mortgage Plan As low as HIBOR+1.4%, cap P-2.25%, whichever is lower choice of Deposit Linked Mortgage Case-by-case
Conventional Mortgage Plan In general, HIBOR Mortgage: H+1.3% (Cap at P-1.75%) Cash Rebate: Case by case
Mortgage-Link Loan Scheme Prime-based mortgage: P-1.75% / HIBOR Mortgage: H+1.3% (Cap at P-1.75%) Cash Rebate: Case by case
Property Refinancing Prime-based mortgage: P-1.75% / HIBOR Mortgage: H+1.3% (Cap at P-1.75%) Cash Rebate: Case by case
Property Secured Overdraft Facility First 6 months: P-1%, Starting from 7th month: P+1% --
Mortgage Loans for Government Housing Scheme In general, Prime-based mortgage: P-1.75% / HIBOR Mortgage: H+1.3% (Cap at P-1.75%) Cash Rebate: Case by case
Hang Seng "Mortgage Insurance Programme" Prime-based mortgage: P-1.75% / HIBOR Mortgage: H+1.3% (Cap at P-1.75%) Cash Rebate: Case by case
Residential Mortgage Loans H Plan as low as H+1.4% (Cap up to P-2.75%) 0.6%
Government Housing Scheme Mortgage Loans P Plan as low as P-2.75% 0.6%
Non-Residential Mortgage Loans H Plan H+1.7% (Cap at P-2.65%) --
Mortgage Plus With "Mortgage Plus", your designated HKD Current Account is linked to your mortgage loan account, helping you save interest expenses and shorten the repayment tenor. Interest rate as low as Prime-2.75% OR Hibor+1.5%, cap at Prime-2.75%. Up to 0.5% cash rebate
90% Mortgage Plan Mortgage Insurance Program with Interest rate as low as Prime-2.75% OR Hibor+1.5%, cap at Prime-2.75%. Up to 0.5% cash rebate
Prime Rate-Based Mortgage Plan Mortgage Plan based on Prime rate. Interest rate as low as Prime-2.75%. Up to 0.5% cash rebate
Hibor Rate-Based Mortgage Plan Mortgage Plan based on Hong Kong Interbank Offered Rate (HIBOR). Interest rate as low as Hibor+1.5%, cap at Prime-2.75%. Up to 0.5% cash rebate
Home Ownership Scheme Mortgage Plan Home Ownership Scheme Mortgage Plan with Interest rate as low as Prime-2.75%. --
Prime Rate Plan with MIA As low as P-2.75% (P is the Bank's Prime Rate, which is currently 5.25% p.a.). Minimum loan amount HKD2,000,000. Up to 0.8%
ResMortHiborMIA H+1.4%, Capped at P-2.75% (H is the 1-month HIBOR; P is the Bank's Prime Rate, which is currently 5.25% p.a.). Minimum loan amount HKD2,000,000. Up to 0.8%
ResMortPrime As low as P-2.75% (P is the Bank's Prime Rate, which is currently 5.25% p.a.). Minimum loan amount HKD1,000,000. Up to 0.8%
Tenant Purchase Scheme (TPS) Mortgage Prime - 2.5% --
Overseas Residential Property Financing (Australia / United Kingdom) 1-month Cost of Funds + 1.6% --
Home Ownership Scheme (HOS) Mortgage Plan Prime - 2.5% --
Commercial and Industrial Mortgage 3 month H + 1.5% or P - 2.5%, whichever is lower --
HIBOR-linked Mortgage Plan (With Interest Rate Cap) 1 month H + 1.4% or P - 2.5%, whichever is lower --
Home Sweet Home Mortgage Plan Prime - 2.5% --

Important Notice