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Mortgage CalculatorMortgage Hotline: 3563 8888
| Calculation of Mortgage Terms and Estimate of Expenses |
| Property Price： |
$1,000,000.00 |
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|
| Down Payment： |
$300,000.00 |
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| Loan amount： |
$700,000.00 |
Total repayment： |
$1,094,014.77 |
| Monthly Payment： |
$3,646.72 (3.875% 300-term) |
Total int. paid： |
$394,014.77 |
| Miscellaneous Expenses |
Registration Fee & Taxes |
| S&P Agreement： |
$1,500.00 |
S&P Reg： |
$210.00 |
| Assignment *： |
$9,500.00 |
Reg Fee： |
$230.00 - $450.00 |
| Mortgage Deed： |
$7,375.00 |
Reg Fee： |
$210.00 |
| Agency Commission： |
$10,000.00 |
Reg Fee： |
$300.00 |
| Mort. Insurance： |
$0 one-time payment |
Land Register： |
$30.00 |
|
Stamp Duty#： |
$100.00 (1st Residential Property) |
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|
$75,000.00 (2nd Residential Property) |
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|
$100.00 (Non Residential Property) |
| * The exact charges to be determined by the solicitors. |
# The exact stamp duty to be determined by the government. |
| Int. Rate |
7yr-term |
10yr-term |
13yr-term |
15yr-term |
20yr-term |
25yr-term |
30yr-term |
| 1.000 |
$8,631.87 |
$6,132.29 |
$4,787.03 |
$4,189.46 |
$3,219.26 |
$2,638.11 |
$2,251.48 |
| 1.500 |
$8,783.69 |
$6,285.40 |
$4,941.68 |
$4,345.20 |
$3,377.82 |
$2,799.55 |
$2,415.84 |
| 2.000 |
$8,937.20 |
$6,440.94 |
$5,099.48 |
$4,504.56 |
$3,541.18 |
$2,966.98 |
$2,587.34 |
| 2.500 |
$9,092.41 |
$6,598.89 |
$5,260.40 |
$4,667.52 |
$3,709.32 |
$3,140.32 |
$2,765.85 |
| 3.000 |
$9,249.31 |
$6,759.25 |
$5,424.45 |
$4,834.07 |
$3,882.18 |
$3,319.48 |
$2,951.23 |
| 3.500 |
$9,407.90 |
$6,922.01 |
$5,591.59 |
$5,004.18 |
$4,059.72 |
$3,504.36 |
$3,143.31 |
| 3.875 |
$9,527.94 |
$7,045.65 |
$5,718.97 |
$5,134.08 |
$4,195.90 |
|
$3,291.66 |
| 4.000 |
$9,568.16 |
$7,087.16 |
$5,761.81 |
$5,177.82 |
$4,241.86 |
$3,694.86 |
$3,341.91 |
| 4.500 |
$9,730.11 |
$7,254.69 |
$5,935.10 |
$5,354.95 |
$4,428.55 |
$3,890.83 |
$3,546.80 |
| 5.000 |
$9,893.74 |
$7,424.59 |
$6,111.42 |
$5,535.56 |
$4,619.69 |
$4,092.13 |
$3,757.75 |
| 5.500 |
$10,059.03 |
$7,596.84 |
$6,290.75 |
$5,719.58 |
$4,815.21 |
$4,298.61 |
$3,974.52 |
| 6.000 |
$10,225.99 |
$7,771.44 |
$6,473.06 |
$5,907.00 |
$5,015.02 |
$4,510.11 |
$4,196.85 |
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Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. |
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